Credit Score 101
Your credit score influences much of your financial health, and it’s important to understand where you stand. But are all credit scores created equal? Actually, you may be surprised to find that they are not. Image via Flickr/Mike Lawrence Continue…
Credit Card Fraud: What It Is And How To Avoid It
The prevalence of credit cards means convenience for consumers, but it also means the development of credit card scams, many of which can lead to identify theft and financial disaster. Read on to learn what fraud looks like and how…
Expert Tips To Help You Consolidate Credit Card Debt
Credit card debt can become a huge drain on your personal finances, especially with multiple card balances in play. Debt consolidation offers one option to manage this debt, but many consumers don’t know where to begin. Take a look at…
Common Headaches That Come With Credit Cards
Although credit cards can be a great convenience to have, there are some things most companies do that are a downright headache for consumers. A prime example is billing disputes. If after looking over your bill, you decide that you…
Information To Have When Disputing A Credit Card Charge
If you’re disputing a credit card charge, you need to have everything you can in order to backup your claim. That way, the credit card company won’t dismiss you. Plus, you just want to have the evidence for your own…
When To Use A Balance Transfer
A balance transfer is when you move all or part of your debts from one lender to another. Usually this is done to avoid high interest rates on another card so you can pay off faster. These are called balance…
You’ve Got To Know About These 5 Items In Your Credit Report…
How much do you know about what’s in your credit report? Many people may be aware of their score, but there are components that affect your score. When you decide to take a look at your credit report summary, here…
Credit Reporting Rules That Will Help Consumers
Have you ever seen something incorrect on your credit report that was hard to get resolved? For many years, consumers have struggled to correct erroneous information on their credit report because of all the red tape put into place by…
What Percentage Does New Credit Make Up Your Score?
There are many factors that make up your credit score. There’s the payment history, inquiries and the type of credit that you have. Also, on your credit report is your amount of new credit. If you have new credit on…
Should You Share Credit Cards With Kids To Build Their Credit?
As your kid gets older, you may decide to share a credit card with them so they can get the things that they need or want when they aren’t around you. This can be a good thing if you teach…