Sallie Mae conducted a study in 2009 that showed that 84 percent of undergrads had credit cards. Then by 2016, 56 percent of students had credit cards. Here are some tips for those who are planning to bring credit cards…

These days, almost everyone has a credit card. And why not? They help you build your credit score and can help you with a monetary push. But since so many people have and use credit cards every single day, that…

The prevalence of credit cards means convenience for consumers, but it also means the development of credit card scams, many of which can lead to identify theft and financial disaster. Read on to learn what fraud looks like and how…

Credit card debt can become a huge drain on your personal finances, especially with multiple card balances in play. Debt consolidation offers one option to manage this debt, but many consumers don’t know where to begin. Take a look at…

Although credit cards can be a great convenience to have, there are some things most companies do that are a downright headache for consumers.  A prime example is billing disputes. If after looking over your bill, you decide that you…

If you’re disputing a credit card charge, you need to have everything you can in order to backup your claim. That way, the credit card company won’t dismiss you. Plus, you just want to have the evidence for your own…

A balance transfer is when you move all or part of your debts from one lender to another. Usually this is done to avoid high interest rates on another card so you can pay off faster. These are called balance…

As your kid gets older, you may decide to share a credit card with them so they can get the things that they need or want when they aren’t around you. This can be a good thing if you teach…